Online Account Opening

As Montana's largest privately-held, family owned bank, we are proud to offer a banking experience that puts you, our customer, at the center of all we do. Stockman Bank offers you the convenience and ease of banking when, where, and how you want, giving you the time and freedom to enjoy this great Montana life.

Requirements to open a personal account online:

  • You must be at least 18 years of age.
  • You must have a physical address in Montana.
  • You must be a U.S. citizen or U.S. resident alien.

You will need to have the following information available during the process:

  • U.S. Social Security number.
  • A valid form of identification including: Driver's License, State ID, Military ID, Tribal ID, or Passport.
  • Previous home address if you have lived at your current home address less than two years.
  • Access to a printer if you wish to print a copy of your account agreement and/or disclosures.



If you've already started an online application, click below to view the status.

View Status

Current Rates

Rates effective 6/25/2024.

Interest rates and annual percentage yield (APY) are accurate as of the effective date, but are subject to change. For current rate information and for terms and conditions, please call Customer Support at 877-300-9369. Direct Savings is a variable rate account and rates may change after the account is opened. Fees may reduce account earning.

Direct Checking-$100-0.00%0.00%
Direct Savings-$100$0.010.60%0.60%
Direct Certificate of Deposit313 Month$1,000$0–$25,000
> $25,000


1Minimum Opening Deposit is the minimum balance required to earn the APY for the Direct Certificate of Deposit.

2Rates are subject to change.

3A penalty for early withdrawal may be charged.

Frequently Asked Questions

To open a personal account, click here or stop by your local Stockman Bank.
You will need:

  • a valid ID
  • a physical address in Montana
  • your date of birth
  • social security number
  • a minimum opening deposit (if required)

To open a business account, please stop by your local Stockman Bank.
You will need:

  • your business tax ID number 
  • certified articles of incorporation (LLC, LLP, Partnership Agreements, Corporate Resolutions, etc.)
Yes, your debit card will be ordered when you open an account. Some of our locations now offer Instant Issue debit cards. Contact your local Stockman Bank to find out if your branch offers Instant Issue.
Yes! We may contact you if we notice suspicious activity on your account. To protect your account, we have partnered with Fiserv’s Fraud Detection Center to monitor your debit card transactions for potentially fraudulent activity. This may include sudden change of locale (such as when a US issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. To learn more about how we protect you, check out our Security Center.
Click here to enroll in Online Banking.
Customers enrolled in Online Banking can sign up to receive their statements online! Our Online Statements are a FREE, safe and secure method to receive your statements. View, print and/or save for easy sharing with your accountant or for long-term storage, access up to 24 months of statement history from initial setup, and avoid mail fraud and mail theft. From your mobile app, select More at the bottom of your screen and choose Online Statements. Follow the prompts to switch!
CardProtect is an entire suite of tools that help keep your debit card safe and secure!
If you lose your debit card, simply turn your card off. When you find your debit card, simply turn it back on!
Click here to learn more about CardProtect.