Personal Loans & Lines of Credit
Conveniently Access Funds for Whatever You Need, When You Need It
Is a beautiful boat, RV or manufactured home calling your name? Maybe it’s time to consolidate your debt, remodel that old kitchen or buy some land to build a new home? Whatever your need, we can help. You can borrow based on the money you already have or use the equity in your home. We have many loan options with a team of experienced lenders to assist you in finding the best solution for your individual needs. Best of all, because we are a family-owned Montana bank, focused only on Montana, we are uniquely positioned to offer:
- Local decisions
- Quick approval process
- Competitive rates
- Flexible terms
- A personalized experience you won’t find at larger regional and national banks
Home Equity Financing
Home equity financing can be set up as a loan or a line of credit. With a home equity loan, we advance you the total loan amount upfront, while a home equity line of credit (HELOC) provides a source of funds that you can draw on as needed. The equity in your home is the difference between what your home could sell for and what you owe on the mortgage.
Buying and owning a home is a milestone event! We're here to help you with all of your home loan needs every step of the way. Learn how our home loan experts can assist you with the loan that meets your needs as you begin the journey of buying a house.
Consolidating your payments into one loan is a good way to manage your finances. We may be able to help you simplify your multiple payments into one loan. A banker at your local Stockman Bank would be happy to talk with you.