Mortgage Rate Relief

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Mortgage Rate Relief

Homeownership Just Got More Affordable

We have joined forces with the Federal Home Loan Bank of Des Moines (FHLB Des Moines) to offer Mortgage Rate Relief, a housing affordability initiative designed to support income-qualified homebuyers by reducing mortgage interest rates up to 1.5% lower than the current market rate. The interest savings can be the difference in making the dream of homeownership a reality. 

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How do I apply for Mortgage Rate Relief?

Mar 2, 2026, 13:04 PM
Title : How do I apply for Mortgage Rate Relief?
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Contact your mortgage lender to verify your eligibility for Mortgage Rate Relief and to explain the program in greater detail. Find a Lender
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  • FHLB FAQ

About FHLB Des Moines

The Federal Home Loan Bank of Des Moines (FHLB Des Moines) is one of 11 regional Banks that make up the Federal Home Loan Bank System. As a member-owned cooperative, they work with more than 1,200 financial institutions to support mortgage lending, economic development, and affordable housing.

Their members include community and commercial banks, credit unions, insurance companies, thrifts, and community development financial institutions. FHLB Des Moines is a bank for financial institutions. This product is made available to you through Stockman Bank!