Online Account Opening

As Montana's largest privately-held, family owned bank, we are proud to offer a banking experience that puts you, our customer, at the center of all we do. Stockman Bank offers you the convenience and ease of banking when, where, and how you want, giving you the time and freedom to enjoy this great Montana life.

Requirements to open a personal account online:

  • You must be at least 18 years of age.
  • You must have a physical address in Montana.
  • You must be a U.S. citizen or U.S. resident alien.

You will need to have the following information available during the process:

  • U.S. Social Security number.
  • A valid form of identification including: Driver's License, State ID, Military ID, Tribal ID, or Passport.
  • Previous home address if you have lived at your current home address less than two years.
  • Access to a printer if you wish to print a copy of your account agreement and/or disclosures.

If you've already started an online application, click below to view the status.

View Status



NEW! Open a CD Online

Skip the visit to the bank and conveniently open your Direct CD online. See the Open a Direct CD card below for terms and more information.

Open a Direct Checking Account

  • Free Visa® Check Card
  • A minimum opening deposit of $100 is required
  • No minimum balance required
  • Full access to our online banking services
  • Enrollment in online statements available
  • Paper statements available at $5 per month
  • This account does not earn interest

 

Paper checks are not automatically available with this account. To use paper checks, you must visit your local Stockman Bank to provide your signature.



Open Now

Open a Direct Investment Checking Account

  • Free Visa® Check Card
  • A minimum opening deposit of $250 is required
  • The maximum opening deposit is $5,000
  • Minimum balance of $250
  • $6.95 fee per monthly statement cycle if balance is not maintained
  • Interest earned on balances over $1,000
  • Check current interest rate here
  • Full access to our online banking services
  • Enrollment in online statements available
  • Paper statements available at $5 per cycle

 

Paper checks are not automatically available with this account. To use paper checks, you must visit your local Stockman Bank to provide your signature.



Open Now

Open a Direct Savings Account

  • Earn competitive interest rates
  • A minimum opening deposit of $100 is required
  • Minimum balance of $100
  • $2 fee per monthly statement cycle if balance is not maintained
  • Full access to our online banking services
  • Enrollment in online statements available
  • Paper statements available at $5 per cycle
  • Check current interest rate here
Open Now

Open a Direct Money Market Account

  • A minimum opening deposit of $1,000 is required
  • The maximum opening deposit is $25,000
  • Minimum balance of $1,000
  • $10 fee per monthly statement cycle if balance is not maintained
  • Tiered rate schedule
  • Check current interest rates here
  • Full access to our online banking services
  • Enrollment in online statements available
  • Paper statements available at $5 per cycle

 

Paper checks are not automatically available with this account. To use paper checks, you must visit your local Stockman Bank to provide your signature.



Open Now

Open a Direct CD

  • Term of 11 months
  • A minimum opening deposit of $1,000 is required
  • The maximum opening deposit is $100,000
  • Check current interest rates here
  • Rates subject to change
  • Early withdrawals may be subject to a penalty of $100 plus 6 months interest on the amount withdrawn
  • You may make unlimited deposits of $250 or more until 14 calendar days prior to maturity, or until the balance of your account reaches $300,000
    Open Now


    Current Rates

    Rates effective 6/15/2025.

    Interest rates and Annual Percentage Yield (APY) are accurate as of the effective date above, but are subject to change. For current rate information and for terms and conditions, please call Customer Support at 877-300-9369. Direct Savings, Direct Investment Checking and Direct Money Market are variable rate accounts and rates may change after the account is opened. Fees may reduce account earning.

    ACCOUNTTERMMINIMUM OPENING DEPOSIT1BALANCEINTEREST RATEAPY2
    Direct Checking-$100-0.00%0.00%
    Direct Investment Checking-$250$0-$999
    ≥$1,000    		0.00%
    0.25%    		0.00%
    0.25%
    Direct Savings-$100$0.010.50%0.50%
    Direct Money Market-$1,000$0.01-$24,999
    $25,0000-$74,999
    $75,000-$249,999
    ≥$250,000
    		1.25%
    2.00%
    2.25%
    2.50%    		1.26%
    2.02%
    2.27%
    2.53%
    Direct Certificate of Deposit311 Month$1,000≥$1,0004.05%4.06%

     

    1Minimum Opening Deposit is the minimum balance required to earn the APY for the Direct Certificate of Deposit.

    2Rates are subject to change.

    3A penalty for early withdrawal may be charged.

    Is my account monitored for suspicious activity?

    Oct 6, 2021, 12:23 PM
    Title : Is my account monitored for suspicious activity?
    Sort order : 5
    Yes! We may contact you if we notice suspicious activity on your account. To protect your account, we have partnered with Fiserv’s Fraud Detection Center to monitor your debit card transactions for potentially fraudulent activity. This may include sudden change of locale (such as when a US issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. To learn more about how we protect you, check out our Security Center.
    Categories :
    • Debit Cards

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