House with a blue fence in spring

Our Mortgage Process

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Make Your Loan Decision Confidently

We believe our clients deserve transparency about their loan options, and our total cost analysis gives you the information you want to have about your loan. The first step is to get pre-qualified by one of our home loan professionals.

Get pre-qualified!
1. Evaluate if you are qualified to purchase a new home, or refinance your existing home.
2. Determine what types of loan programs you may qualify for.
3. Determine how much money you may be qualified to borrow.

To get pre-qualified, you will need:
  • Contact information
  • Social security number
  • Birth date
  • Employment information
  • Estimated income, assets, and liabilities
 
Pre-qualification can be accomplished online, over the phone, or in person – whichever is more convenient for you!
 

Seal the Deal

After you select a loan option and we lock-in a rate for your loan program, your application gets sent to our in-house mortgage processing team. Our processors, underwriters and closers work behind the scenes to verify information for your loan and ensure your home meets quality standards.

Here is a helpful checklist of documentation you may be asked to provide during the loan approval process.

Your home loan professional will keep you up-to-date on the status of your loan approval. 

We work hard to ensure you understand every step of the loan process and what to expect at closing.
 

A Bright Future Ahead

We believe in continuing to provide service and value to our clients after closing. Your home loan professional is available to you when you need assistance or to review your mortgage. A mortgage review shows you how your loan is performing and can identify potential money saving opportunities for you, when the time is right.