Current Rates

Rates effective

Interest rates and annual percentage yield (APY) are accurate as of the effective date above, but are subject to change. For current rate information and for terms and conditions, please call Customer Support at 877-300-9369. Direct Savings is a variable rate account and rates may change after the account is opened. Fees may reduce account earning.

Account Term Minimum Opening Deposit1 Balance Interest Rate APY2
Direct Checking
0.00% 0.00%
Direct Savings
0.05% 0.05%
Direct Certificate
of Deposit3
13 Month $1,000 $1,000.00 - $10,000.00 0.20% 0.20%

Minimum Opening Deposit is the minimum balance required to earn the APY for the Direct Certificate of Deposit.
2 Rates are subject to change.
3 A penalty for early withdrawal may be charged.