Current Rates

Rates effective 12/11/2024.

Interest rates and annual percentage yield (APY) are accurate as of the effective date, but are subject to change. For current rate information and for terms and conditions, please call Customer Support at 877-300-9369. Direct Savings is a variable rate account and rates may change after the account is opened. Fees may reduce account earning.

ACCOUNTTERMMINIMUM OPENING DEPOSIT1BALANCEINTEREST RATEAPY2
Direct Checking-$100-0.00%0.00%
Direct Savings-$100$0.010.60%0.60%
Direct Certificate of Deposit313 Month$1,000$0–$25,000
> $25,000
1.00%
1.25%
1.00%
1.25%

 

1Minimum Opening Deposit is the minimum balance required to earn the APY for the Direct Certificate of Deposit.

2Rates are subject to change.

3A penalty for early withdrawal may be charged.