Current Rates
Current Rates
Rates effective 5/21/2025.
Interest rates and Annual Percentage Yield (APY) are accurate as of the effective date above, but are subject to change. For current rate information and for terms and conditions, please call Customer Support at 877-300-9369. Direct Savings, Direct Investment Checking and Direct Money Market are variable rate accounts and rates may change after the account is opened. Fees may reduce account earning.
| ACCOUNT | TERM | MINIMUM OPENING DEPOSIT1 | BALANCE | INTEREST RATE | APY2 |
|---|---|---|---|---|---|
| Direct Checking | - | $100 | - | 0.00% | 0.00% |
| Direct Investment Checking | - | $250 | $0-$999 ≥$1,000 | 0.00% 0.25% | 0.00% 0.25% |
| Direct Savings | - | $100 | $0.01 | 0.50% | 0.50% |
| Direct Money Market | - | $1,000 | $0.01-$24,999 $25,0000-$74,999 $75,000-$249,999 ≥$250,000 | 1.25% 2.00% 2.25% 2.50% | 1.26% 2.02% 2.27% 2.53% |
1Minimum Opening Deposit is the minimum balance required to earn the APY for the Direct Certificate of Deposit.
2Rates are subject to change.
3A penalty for early withdrawal may be charged.
