CDs & Retirement Accounts

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With a variety of Certificates of Deposit (CDs) available, we can help you earn a competitive rate while maximizing both security and flexibility.

Term CDS

  • Our Term CDs offer standard terms of 24 month, 36 month, or 48 months
  • Interest rate tiers are based on account balances: Up to $24,999.99 | $25,000 - $99,999.99 | $100,000 and up
  • A minimum opening deposit of $500 is required for terms less than 60 months and $5,000 for terms 60 months or greater 
  • Although allowed, early withdrawals will be subject to a penalty

Flex CD Plans

  • Our Flex CDs allow additional deposits during the majority of the term of the CD
  • You may make unlimited deposits, minimum of $250 each, up until 14 calendar days prior to maturity date, or until the balance of your account reaches $300,000
  • We also offer Flex CDs with terms of 30 day*, 3 month**, 6 month**, and 12 month**
  • *A $10,000 minimum opening deposit is required on CDs with a 30 day term
  • **A minimum opening deposit of $500 is required on all CDs with terms greater than 30 days
  • Interest rate tiers are based upon the opening account balance: Up to $24,999.99 | $25,000 - $99,999.99 | $100,000 and up
  • Flex CD plans vary and may not be offered at all times or at all locations
  • Although allowed, early withdrawals will be subject to a penalty

Other CD Plans and Specials

  • Various other terms may be available from 1 month to 60 months
  • Minimum balance and interest rates vary
  • $5000.00 minimum balance on 60 month
  • Although allowed, early withdrawals will be subject to a penalty

Individual Retirement Accounts

SEP IRA

A SEP IRA* - Simplified Employee Pension Retirement plan designed for self-employed or businesses who meet certain qualifications. Employer's contributions are flexible and tax deductible. Please consult with your Tax Advisor for detailed assistance on all IRAs.

SIMPLE IRA

A SIMPLE IRA* - Savings Incentive Match Plan for Employees of businesses with less than 100 employees who don't offer other retirement options. Employers and employees can make pre-tax contributions to a SIMPLE IRA. Please consult with your Tax Advisor for detailed assistance on all IRAs.