Doug Kallenberger
Branch President - Havre
1(406) 265-3811

Doug, a Havre native and MSU-Northern graduate, joined our team in 2009. Outside of work, Doug and his wife are the rodeo coaches at MSU-Northern. Doug loves to spend time with his family, rodeoing, and anything horseback.

Kaare Engebretson
Ag Loan Officer
1(406) 265-3801

Kaare, a UM graduate with a degree in accounting, joined our team in 2016 and brought years of tax experience working with farmers and ranchers. He was born and raised on a ranch in the Havre area. Kaare spends most of his spare time working on his family’s farm and ranch, or playing hockey and golf. 

Hiram Williams
Ag Loan Officer
1(406) 265-3803

Hiram, a Montana native and MSU-Northern graduate with degrees in business and agriculture, has been with the Bank since 2017. Prior to banking he worked in varied roles in the agriculture industry, with experience ranging from crop consulting to ranch management. In his spare time he can be found hunting, fishing, and trap shooting.

Kristy Fox
Real Estate Loan Officer
1(406) 265-3802
NMLS ID# 400360

Kristy, a Montana native, has been in the banking industry since 1997. Outside of work she enjoys reading, camping, rafting and spending time with family! Kristy has been actively involved, and has volunteered for many agencies and organizations over the years. She is excited to establish new relationships in her local community.

Home Loan Application

Ashley Molstad
Consumer & Real Estate Loan Officer
1(406) 265-3815
NMLS ID# 729317

Ashley has been with our team since 2012. Outside of work she actively participates in half and full marathon races across the state. When she isn’t running for a good cause, Ashley likes to spend time with family and friends and go walleye fishing.