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Investment Services

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We Can Help You Manage All of Your Investments, Both Business and Personal

We’ll take an in-depth look and tailor our recommendations specifically to your goals and risk-tolerance level. Some of our services include:

Business Taxable Investments

  • Let us design and manage a portfolio of conservative, liquid investments for your business profit management.

Pledged Investment Account

  • Unlock the borrowing power of your personal and/or business investment accounts
  • Leverage the value of your investments. This revolving line of credit, through your bank, allows you to borrow against the value of eligible assets without liquidating your investments.

Business Retirement Plans

Ideal for small businesses, SIMPLE (Savings Incentive Match Plan for Employees) IRAs (Individual Retirement Accounts) are a straightforward and affordable way for employers and employees to make contributions to a retirement account without a lot of administrative oversight and fees. Like a Traditional IRA, these plans are tax-deferred.

  •  Companies with 100 or fewer eligible employees
  •  Companies that don’t offer another retirement plan

Contribution limits may change year-to-year.

SEP Business IRA
A SEP (Simplified Employee Pension) IRA (Individual Retirement Account) is a type of the Traditional IRA in which you, the employer, make annual and equal contributions to all participating employees.

Some additional features of the SEP IRA include:
  • Tax-deferred
  • Annual contributions are discretionary and are tax-deductible to the employer
  • Very few administrative requirements (compared with other plan types)

 Employers must include all employees who:
  • Are a minimum age of 21
  • Have worked for your business for any 3 of the immediate past 5 years and;
  • Earned at least $550 in compensation during the current year.

Contribution limits may change year to year.

401k retirement plans 

401(k) Plans are one of the most popular investment vehicles, allowing businesses to help their employees save for retirement while deferring taxes on contributions until withdrawal.

We can help your company:
  • Design a 401(k) Plan that suits your unique needs and the needs of your employees
  • Administer and manage your plan assets
  • Provide investment planning services to your employees

Profit Sharing Plans

Profit Sharing Plans help your employees save for their retirement while making them more directly invested in the company’s overall success. Both contributions and plan expenses are tax deductible to the employer. Stockman Wealth Management can help you design a Profit Sharing Plan that suits your company’s unique needs.

Current Business Retirement Plan Review

Does your business already have a 401k or other qualified retirement plan? The IRS requires specific administration under the current ERISA guidelines. Most business owners bear a fiduciary duty to make certain the retirement plan is compliant to the ERISA regulations and is working in their best interests. Stockman Wealth Managements retirement specialist can review your existing plan to help you ensure your are fulfilling your duties under these regulations.

Contact Stockman Wealth Management about Business Investment Services. Also, take a look at our Retirement Timeline to learn more!

Stockman Wealth Management is a federally Registered Investment Adviser. This website is solely for informational purposes and should not be viewed as advice or recommendations. Past performance is not a guarantee of future results. Stockman Wealth Management is an independent, wholly owned subsidiary of Stockman Financial Corp. and affiliate to Stockman Bank.

Not FDIC Insured, Not Bank Guaranteed, May Lose Value