Student Banking Center

You can rely on Stockman Bank to help get you started in life with our complete student banking package. Choose from checking, savings, a variety of banking conveniences and student loans or… choose the whole package! It’s designed to meet your needs.

Another benefit is that you’ll find information to assist when making your financial decisions; we want you to be successful, and we’d like to help you every step of the way.

Student Banking
Our student banking package includes:

FREE Convenient Services

• eBank Our Online Banking (eBank) offers easy account access and the ability to view check images and transfer funds anytime.
  
• eStatements
  
• VISA® Check Card
  
• Direct Deposit/Automatic Transfers
  
• 24 Hour TeleBank at 1-888-669-0724
  

• No minimum balance
  
• No monthly account fee
  
• $100 minimum opening deposit
  
• Check Safekeeping
  
• FREE 1st box of Stockman Bank image Wallet Checks with School Logo
  
• Online Bill Pay – $5.95/month (free for the first 2 months)
  

• Earn competitive interest rate
  
• $100 minimum opening deposit
  
• $100 minimum balance or $2/month service fee
  
• Six withdrawals per month ($2.00 service fee for each withdrawal beyond six, waived for balances over $5,000.00)
  

• No annual fee with at least one purchase per year, otherwise $20
  
• Earn points for purchases and redeem for gifts
  
• 1,000 bonus points with first purchase
  
• Requirements: Must be 18 years of age, attending a 2-4 year accredited educational institution and have a U.S. address and social security number.
  

Student Loans
You might be going to school full time or maybe you’re taking just one class – whatever your plans, we can help!

Montana’s Choice Student Loans are the best student loan programs available, offering interest rate reductions for automatic payments, plus it’s easy to apply.

There’s no need to switch lenders if you switch schools. Just make sure to designate Stockman Bank, lender code 806931, on loan paperwork from the financial aid office whether it’s your first time or you’re continuing on.

Type of Student Loans

Montana's Choice Stafford Loans
Federal student loans are the most common source of funding available to undergraduate and graduate students. Federal Stafford loans are sponsored by the federal government and administered through the US Department of Education's Federal Student Aid program.

  Benefits:

• No fees!
  
• 1% of current loan amount credited to your account after 11 months of consecutive on-time payments
  
• 1.25% Interest Rate Reduction after 33 months of consecutive on-time payments
  
• 0.75% Interest Rate Reduction after 44 months of consecutive on-time payments
  
• 0.30% Interest Rate Reduction for automated payment processing
  
• Easy, online account access
  

• No Guarantor/Default Fee!
  
• 8.50% fixed interest rate
  
• 1% Principal Reduction after each set of 12 month consecutive on-time payments uo to 10 years
  
• 0.30% Interest Rate Reduction for automated payment processing
  
• No income restrictions, collateral requirements, or prepayment penalties
  
• Easy, online account access
  
  

• No Guarantor/Default Fee!
  
• 1% Interest Rate Reduction immediately upon full disbursement
  
• 2% Principal Reduction after 12 consecutive months of on-time payments
  AND 0.50% Interest Rate Reduction for automated payment processing
  
• No collateral requirements or prepayment penalties
  
• Easy, online account access