Personal Loans & Lines of Credit

With local decisions and quick turnaround, our application process is simple and offers numerous financing plans to fit your needs.

Real Estate Loans

Our expert lenders have the tools -- including our pre-approval program -- to speed the closing process and get you into your new home faster. We offer the following fixed and variable rate loans:

Home Purchase and Refinancing
Home Equity Loans
Construction and Lot Loans
Bridge Loans
Remodeling & Special Improvements
Mobile Homes, Vacation Homes, Vacant Land
FHA/VA
Montana Board of Housing First-Time Homebuyer

Learn more about Real Estate Loans

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Home Equity Line of Credit (HELOC)

Secured by the equity in your home, a Home Equity Line of Credit offers a unique benefit with interest that may be tax deductible (consult your tax advisor). A home equity line of credit may be used for a variety of personal situations:

Home Improvement
Debt Consolidation
Tuition
Vehicle Purchase
Medical Expenses
Vacation
Special Purchases

Once your revolving line is setup, you can borrow against it anytime. Access your line by simply writing a check or contacting your local Stockman Bank office for an advance. You only pay interest on the funds advanced and there is no usage fee. Automatic advances can also be setup from your Home Equity Line of Credit to your checking account when the checking balance reaches zero.

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Agricultural Loans

We provide the highest level of service with quick turnaround time, competitive interest rates, flexible payment options and the ability to work with you on any size loan.

Learn more about Agricultural Loans

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Installment Loans

A personal loan from Stockman Bank can help you purchase that new or used automobile or recreational vehicle you've been wanting. When it's time for your next personal loan, consider the benefits of our attractive interest rate discounts and fast approval process.

Financial Calculators - How much car can I afford? How much can I borrow?

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Credit Lines

Designed for your busy lifestyle, a Credit Line is a personal line of credit providing funds anytime and anywhere. After receiving a pre-approved credit limit, you can access your revolving line by simply writing a check. You may also have automatic advances setup from your Credit Line to your checking account when the checking balance reaches zero. It's perfect for planned and the occasional, unexpected expenses.

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Montana's Choice Student Loans

As one of the largest Montana's Choice Student Loan Lenders, Stockman Bank offers the best student loan program available. We help you make informed decisions on obtaining funding for your educational expenses. Exclusive annual discounts result in loan savings, and our daily disbursals provide fast loan processing and rapid payments.

Apply by designating Stockman Bank (lender code: 806931) on loan paperwork from financial aid office

Learn more about Montana's Choice Student Loans

Learn more about Student Banking

Credit Life and Disability Insurance*

Stockman Bank offers protection for you with comprehensive credit life and credit disability insurance. This affordable form of coverage will make your loan payments in case of sickness or injury and will pay off the loan balance in the case of your death.

*Credit insurance available through Stockman Bank is not a deposit, is not FDIC insured, is not insured by any federal government agency (except for federal flood, crop and other special programs), not guaranteed by the bank and may decrease in value.

Personal Checking Accounts
Our Premier, Investment, Elite 50 and Free Checking accounts are designed to meet every checking account need.

Personal Savings & Money Markets
Our Stockman Investment Fund, Money Market Fund and savings plans are designed to help you achieve your financial goals.

Certificates of Deposit (CDs)
Variable Rate CDs, traditional Term CDs and our popular Flex CDs offer competitive rates and a variety of short and long term options.

Stockman Bank Locations
Locally owned and operated with 21 full-service locations, and over 50 ATMs throughout eastern, central and northcentral Montana.