Business Savings & Money Markets

	Money Market Fund	Stockman Investment Fund	Business Savings Account	Health Savings Account (HSA) HSA Video Demo
*Who it's designed for*	Businesses who maintain higher balances and want to earn competitive rates.	Businesses who want to earn premium returens with liquidity of $25,000 or more.	Businesses who want to earn interest on savings.	Self-employed or small businesses wit high dedcutible health insurance looking for a savings on heatlh costs
Amount needed to open account	$1,000	$25,000	$100	$500
*Minimum Balance Required*	$1,000 pr $10 monthly fee plus $0.25 per item	$1,000 pr $10 monthly fee plus $0.25 per item	$100 or $2 monthly fee	$500 or $4 monthly fee
Withdrawals	6 per month (three by check) ($2 for each beyond 6)	6 per month (three by check) ($2 for each beyond 6)	6 per month (three by check) ($2 for each beyond 6, waived for balances over $5,000)
*Other features*	Ultra competitive rates	Ultra competitive rates		Earn Competitive interest Free HSA Debit Card Free 1st order of checks
*Online Banking Services*	eBiz - Manage your business accounts easily and securely eBank for Small Business - Manage your small business accounts easily and securely eStatements - Safe and secure method to receive statements online eMobile - Banking from your cell phone - anytime, anywhere
Cash Management Services	Wire Transfers, ACH Services, eDirect, Merchant Services, Sweep Accounts, Advantage Plus, Positive Pay
*Convenient Services*	Visa® Business Credit Card, 24 Hour TeleBank

*All accounts have a $100 minimum opening deposit unless stated otherwise.

Individual Retirement Accounts (IRAs)

SIMPLE IRAs* - Savings Incentive Match Plan for Employees of Small Employers
Designed for small businesses with less than 100 employees who don't offer other retirement options. Employers and employees can make pre-tax contributions to a SIMPLE IRA.*

SEP IRAs* - Simplified Employee Pension
Retirement plan designed for self-employed or small businesses who meet certain qualifications. Employer's contributions are flexible and tax deductible.

*Visit with your Tax Advisor for detailed assistance on SIMPLE and SEP IRAs.

Certificates of Deposit (CDs)
Variable Rate CDs, traditional Term CDs and our popular Flex CDs offer competitive rates and a variety of short and long term options.

Business Checking Accounts
Commercial, Business Investment, Small Business and Free Business Checking accounts are designed to meet every checking account need. Organization checking is also available for non-profit entities.

Business Loans & Lines of Credit
Business loans are available for business start-ups, expansion, acquisition of an existing business, or refinancing debt.

Stockman Bank Locations
Locally owned and operated with 21 full-service locations, and over 50 ATMs throughout eastern, central and northcentral Montana.

Online Banking

Business Savings & Money Markets

Money Market Fund

Stockman Investment Fund

Business Savings Account

Health Savings Account (HSA)